A compliance automation for a lending business tackles one specific leak: best Interests Duty and NCCP obligations mean every deal needs a documented needs analysis, product comparison and reasons record, assembled by hand and easy to leave thin under load. The day an audit or a complaint lands on a file where the reasoning was never properly captured is the day the missing documentation costs you real regulatory and financial exposure. Bamco builds it around the tools you already run, so it fits your operation rather than forcing you to change how you work.
Information current as at 4 July 2026
Best Interests Duty and NCCP obligations mean every deal needs a documented needs analysis, product comparison and reasons record, assembled by hand and easy to leave thin under load. The day an audit or a complaint lands on a file where the reasoning was never properly captured is the day the missing documentation costs you real regulatory and financial exposure.
This is not a generic problem with a generic tool bolted on. It is a specific leak in a lending business, and the system is built to close it. You can see the full picture of where a lending business leaks margin on the lending industry page.
A compliance platform that watches every application against your Best Interests Duty and NCCP requirements and flags what is missing before the file goes to the lender. It assembles the needs-analysis and product-comparison scaffolding from data already in Connective Mercury or AFG SMART, prompts the broker for the reasoning only a human can give, and keeps a defensible record on every deal. It works alongside your aggregator's compliance tools, so a file is checked continuously rather than audited in a panic later.
Bring us the idea you already have, or book an audit and we map where the money is leaking. Either way, you deal directly with the senior team that designs and builds it.
Week one. From week one you can see, at a glance, which applications have a complete Best Interests Duty file and which are thin, across every active deal, instead of trusting that each broker documented it properly.
Month three. By month three the automated checks have closed most of the gaps that used to sit open, thin compliance files are the exception rather than the norm, and an audit becomes a report you run rather than a week of frantic reconstruction.
Engagements typically start around $50k and are scoped after a systems audit, priced as a fraction of what a legacy build of the same capability would have quoted. You get a fixed-scope proposal with a real number before anything is built, and you own what we build. The point is not the price. It is that a well-built compliance automation for a lending business is meant to pay for itself in multiples, by plugging a leak that is costing you every week it stays open.
Whether you can name exactly what you want built, or you just know something is leaking, the next step is the same conversation.